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Nowadays, a common question comes in every individual’s mind is ‘Are the renters at a higher risk of being uninsured?’ It is very common in the world, where many renting people can be seen without bothering themselves much about purchasing the insurance. This is because the renters are carried away by lot of myths like, the landlords policy will certainly protect the losses of the renters, and they have a very lethargic feel like millions of people are being uninsured, which automatically encourages them to stay uninsured, but people must open their eyes to know what are all the losses they are going to afford, if they remain uninsured. “With the Hispanic American population expected to triple in size by 2050, it is paramount that they understand the basics of renter’s insurance and how to protect their assets,” says Tommy Lee Hayes-Brown, manager of the Multicultural Sales and Service Team, MetLife Auto & Home. Also, people should get clarity about the fact that they are never going to be protected under building owner’s policy, as it is going to protect only the land owner and not the renter. So it becomes mandatory for the renters to protect themselves by purchasing the much needed insurance and it is high time for the people to open their eyes wide open and get to see the insurance world.