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The variations that the health care bills in Congress envision are years away, not soon enough to help the millions of unemployed people who lost their temporary federal subsidies for health insurance. That means people will have to start paying triple the cost for their health insurance the subsidies, which Congress approved earlier this year under the economic stimulus package expired for the first wave of recipients. The package provided $ 25 billion in temporary financial help for unemployed people who were still on their employers’ insurance plans under the ages old Consolidated Omnibus Budget Reconciliation Act, popularly known as COBRA. A new report by families USA, a health related group based in Washington, has found that the average COBRA premium varies widely from state to state-and in nine states is actually higher than the average unemployment insurance check. He said that the broader health care legislation in Congress would help by framing new insurance market places with tax credits-but they would not be set up for several years, leaving millions of people stranded in the in the new report by families USA, a health advocacy group based in Washington, has found that the average COBRA premium varies widely from state to state-and in nine states is actually higher than the average unemployment insurance check. He said that the broader health care legislation in Congress would help by bringing in new insurance market places with tax credits-but they would not be set up for several years, leaving millions of people stranded in the interim.