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Federal health insurance help for Delawareans who have lost coverage during the current recession had been extended by Congress and the President. The health insurance help, part of the federal stimulus legislation enacted earlier this year, allows some terminated workers to have the federal government pay for 65 % of their replacement health insurance benefits after the full cost to the employer of providing the benefits plus a 2% administrative surcharge. Because the cost of purchasing COBRA coverage was often prohibitively high, few displaced employees took advantage of COBRA option. In passing the federal stimulus law, however Congress and the President enacted a 65% subsidy for some employees choosing to buy COBRA coverage, specifically, employees who involuntarily lost their jobs sometime between Sep.1, 2008 and Dec.31, 2009. The stimulus funded health insurance benefits are an expansion of the federal government’s COBRA law. Prior to the stimulus legislation most employers with 20 or more employees were required by federal law to allow the employees who lost their jobs to buy into the employer’s health insurance overage for a period of at least 18 months. The cost to the employee of buying into the employer’s health insurance program was they lose coverage.