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The state government officials say that the five auto insurance companies have charged the high premium rates to the customers for not having the correct information about the driving records. The companies were unable to update the fault determinations about the insurers what they had the reason as for collecting the higher rates of the auto insurance premiums. Many settling companies cooperated with the government to work on fixing the problems of the high rate premium paid by the five customers. And this helped the government to locate the problem and to solve it. If this haven’t solved and corrected, many people would have paid the high rate premium for the years to come in the future. This helped the motorist to save the money from paying the unwanted high rate premiums to the insurance companies. This helped the people who had paid the extra money till now to get back their money by recalculating their bills. As per the judgment given, the insurance company must pay the one corer dolor to the state government for cheating the people. The government will locate the customers who paid the extra money, their bill will be calculated and their money will be settled.